Appraisal services for Pittsburgh and Allegheny County homeowners
The top seven reasons why PA homeowners call on Nordquist Appraisal LLC:
Own a home in or near Pittsburgh, PA and need help deciding the value of it?
We at Nordquist Appraisal LLC understand the special needs of a consumer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your home because you most likely have an emotional attachment to it. The professional appraisers at Nordquist Appraisal LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value report than yours.
Need to remove PMI?
An attractive money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. We are qualified in helping consumers just like you rid themselves of undesirable PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your home overvalued if you live in a region that is going down. That only means you're most likely paying more taxes than you should. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Nordquist Appraisal LLC is your perfect weapon when challenging your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. Not only can this be unsuitable from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Nordquist Appraisal LLC can help you reinstate your home equity line of credit with efficient appraisal.
We Provide Field and Desktop Appraisal Review Services
Have you just gotten a copy of your appraisal and you would like to have a veteran appraiser double-check it for accuracy or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? Nordquist Appraisal LLC offers field reviews where we'll go out and check the subject and comps. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that Even though this is usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your home.